Ira Contribution Limits 2025 Chart. In 2025, you cannot contribute directly to a roth ira if you’re single with a modified adjusted gross income (magi) over $161,000 or. Ira contribution limits for 2025.
The maximum total annual contribution for all your iras (traditional and roth) combined is: Iras in 2025 have an individual contribution limit of $7,000, with an additional $1,000 allowed for earners 50+ years old.